Corporate risk-control solutions based on data technology
Armed with over 180 years of experience in operation of credit information services and credit bureaus, Experian manages credit information for more than 1.2 billion consumers and 145 million businesses worldwide.
Experian first set up its base in China in 2005, and in 2006 established strategic partnership with China UnionPay, China’s largest credit card processing organisation. In 2007 it set up Asia-Pacific Analysis and Implementation Center in Shanghai. In 2014 the company also acquired Sinotrust, China’s largest business data and credit service provider which was founded in 1992. In 2018 Experian had more than 200 employees in various offices in Beijing, Shanghai, Guangzhou, Hong Kong and Taiwan.
Experian’s existing clients include top ten banks in China as well as leading enterprises in a wide range of fields such as e-commerce, retail, technology, automotive, hospitality, media, telecommunications, finance, payment and public departments. Experian is among the earliest commercial information service provider in China. 80% of the Fortune Global 500 enterprises in China use different products and services provided by Experian.
- Experian China (formerly known as Yibaili China) was founded in 2005.
- Experian Group entered into strategic partnership with Sinotrust in 2007.
- Experian acquired Sinotrust in 2014; the latter’s name was officially changed to Experian Business Information Consulting (Beijing) Co., Ltd.
- Experian launched CSA (credit services on-site survey) system and credit monitoring products in 2016.
- Experian changed the latter’s name to Experian Credit Service (Beijing) Co., Ltd.
- Experian passed the People’s Bank of China’s application review process for the provision of corporate credit services in 2018.
Business Information Services
Experian provides business information services to customers, leveraging on its wealth of business data. Rich and timely business information is presented in a uniform format that is easy to read, and together with its authoritative credit rating, helps customers to rapidly understand their business partners’ operating strength and risk level, thereby significantly helping decision-making by executives.Read more
Due Diligence Services
Due diligence reports are mainly used in compliance review, where the qualifications, operating status, government relations and adverse records of an enterprise together with the background of its shareholders and senior management are comprehensively reviewed. Experian’s professional compliance assessment model is used to help customer prevent legal and business risks in related transactions.Read more
KYC (Know your customer) is a mechanism for verification of identity. Experian’s registration report, report on public record and report on credit overview are collectively known as KYC reports. They help customers make effective decision through verification of the target enterprise’s identity and business actions.Read more
On-site Credit Verification
Experian obtains authorization from customers to conduct on-site survey of the target company, conduct verification and interview with its personnel to gather first-hand information in a speedy and highly effective manner, in order to help customers to determine their partners’ authenticity, stability, capability and risks.Read more
Credit Monitoring Services
Experian’s credit monitoring services are based on our considerable enterprise database. We combine such data with information on enterprises released by the government, public information and media information collected externally on a real-time basis and apply our data analysis technology to help customers uncover risks in a highly efficient manner from cast amount of corporate information.Read more
Independent CR Services
Independent CR (credit rating) is based on Experian’s traditional CR services, developed through years of practice involving large volume of customer verification. It is highly sophisticated, covers extensive data for credit rating and is up-to-date. Customer can select different delivery models according to their own conditions.Read more